Group health insurance is similar in form to individual health insurance. The main differences are the requirements for acceptance and the conditions under which a person may apply. Before applying through a group a person must satisfy the waiting periods and employment requirements for the group. However, once an application can be made the conditions for acceptance are usually less strict than with an individual policy. Also, certain protections under the law are available for members of group policies that are not available to owners of individual plans.
About Group Health Insurance Options
Group health insurance rates continue to rise year after year. That is why it is important to deal with a Connecticut group health insurance professional who has access to all carriers and products in the marketplace. Today’s business owner has many cost saving options when it comes to group health insurance:
- High Deductible Plans
- Dual Plan Designs
- Managed Care Otpions
- Health Reimbursement Accounts
- Section 105
- Section 125
These plans are not only designed to lower your premiums, but there are also substantial tax savings.
When shopping for health insurance in Connecticut, it is important to have access to a variety of companies and products so that you can choose the plan that is right for you. However, shopping online and filling out countless forms and questionnaires can be nerve racking. At insuranceCT.com, we do all of the shopping for you. All we need is for you to complete a simple form to get the process started. Then sit back and relax, because within 24 hours, a local Connecticut insurance specialist will contact you to review your free quotes. The best part is, there is no obligation. It’s simple, it’s fast, and it pays to let us do the shopping for you.